We do not sell your personal information. We share it only as described below:
- Service providers: third-party vendors who help operate our website, run our business, or serve you (for example, payment processors, financing partners, CRM, email, and analytics providers), under obligations of confidentiality. [Identify your key vendors here, e.g., payment/BNPL providers, CRM, email platform.]
- Financing and credit partners (FCRA): credit reporting agencies and financing partners used for prequalification. [Name the specific bureaus and BNPL/financing partners, e.g., ClarityPay, Splitit, Klarna — confirm the full list.] These partners are expected to adhere to FCRA guidelines.
- Legal and safety: where required by law, subpoena, or to protect our rights, users, or the public.
California residents (CCPA): [If you do not sell personal information, state that plainly. If you do sell or "share" it as defined by the CCPA, you must include a "Do Not Sell or Share My Personal Information" link here and honor opt-out requests.]
Applicable to FTC, GDPR, CCPA, and FCRA.